“I Want To…”

“Would you rather fail because you cut corners to get to the finish line or succeed by running past the finish line?” — Deryle A. Daniels, Jr.

At this point in my life, there is no such thing as “I want to _____,” and not doing it. I may not be able to succeed in it at that moment but I realize that if I want something, I must take steps to make it happen. It won’t always be easy or comfortable but I can do it. If I want to run a marathon, I can do it. If I want to bench 400 pounds, I can do it. And if I want to become debt free and have $1M, I can do it.

The trick is in giving yourself a challenging but realistic timeline for everything, one which includes a plan. I’m not going to do a half tomorrow but, being that I’ve run 11 miles at one time before, I know 13 isn’t impossible. I just have to train my body to get back to that. I don’t bench 400 lbs. now (and don’t have a reason to shoot for that goal) but if I wanted to, it’s all about making incremental increases. Financially, if it continues that I am blessed with upward mobility professionally, multiple streams of income, and an ability to save, I will be able to hit that debt-free $1M within the next 5-10 years.

If I want it, pray for it, educate myself on it, and work for it, I can have it. And, in the event that I do the praying and the educating and the work required but don’t get it, I’m alright with that because I am still closer to it than I was when I said I wanted it. Nevertheless, I don’t go into it with that mindset. I go in with the expectation that I will succeed and you should do the same thing.

 

Make getting what you deserve a priority.

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What Are You Giving Up?

We all make compromises every day but we have to ask ourselves “What we are giving up to get what we want?” Are we losing sight of our values to get something we’ve been told to value?

Money is important. Happiness is important. Money without happiness serves little purpose outside of keeping us alive. Happiness without money, though possible, is increasingly difficult to come across.

The key is managing the two. There will never be perfect balance but you can make the two coexist healthily. And, if you can’t, you need to remove the common denominator that prevents it from happening.

Make professional development a priority.

#TrendingThursday 2.0 – Num. 13

Excuse the glitch yesterday but, the good thing is, today, you get two posts!

These 9 Things Are Draining Your Passion at Work (Here’s How to Counter Them) by Scott Mautz
Ever felt exhausted in the office and couldn’t pinpoint why? This Inc. article provides some good reasoning behind it as well as ways to combat that lethargy.

What’s Bitcoin exactly, and should I invest in it? by Adam Shell
Bitcoin. Most of us have heard of it. Few of us actually know what it is. What we do know, however, is that folks are getting rich off it. This article takes a quick look at the cryptocurrency causing all the buzz and helps you make a decision on how/if to get involved with the mystery money.

A guide for people who work from home by Corinne Purtill
Working from a remote location can be great. You save gas (money), the earth (by saving gas), and sometimes you feel more creative outside of a bustling office building. But knowing how to do it is key. Corinne does a great job in providing some key tips.

 

Make professional development a priority.

#TrendingThursday 2.0 – Num. 6

Learn anything easily with this simple trick by Ephrat Livni
Last week, I posted about the importance of writing. Then, this week, a different go to source came out with another article talking about the importance of putting pen to paper. So, how about this: instead of sending that sweet text to your significant other, write him/her a nice note. It’ll strengthen your brain and your relationship.

13 Paradigm-Shattering Books to Open Your Mind by Anthony Moore
I’m all about reading and reading lists. I read ever day (probably more than I ought to) and that is what allows me to communicate as effecitvely as I do. If you want to be a better listener, speaker or writer, you need to be a more frequent reader. That’s a fact. So check this list out, pick a book, and let me know what you think of it. I’m planning to start on Thomas J. Stanley’s The Millionaire Next Door: The Surprising Secrets of America’s Wealthy.

20 Truths About Billionaires That Nobody Understands by John Rampton
Money isn’t everything but it can impact the quality of life you, yours, and those that you’ll never meet can have forever. So, while acquring mass amounts of it isn’t critical for living, it’s pretty cool to know how those who have done it do what they did.

 

Make professional development a priority.

The Haircut

Last week, I was looking over my finances. About 25% of the money I budget monthly goes to haircuts. I spend $16 on a cut, tip Jennifer about $4, get two cuts a month, and grab a complimentary shape up in between, for which I tip another $4 or $5.

I’m dropping $50 per month on haircuts (double that number on months I go to New York) and I shouldn’t be. So, in September, I’m investing in a set of basic clippers. $20 right now will save me at least $200 every year from now on. I can do a haircut and a shape up each month at the barbershop, and clean myself up in between.

Looking good is important to me. Saving money is important to me. In order to make money, I have to look good, but in order to look good, I have to save money. Lines must be drawn and compromises must be made.

 

Make looking your best a priority (but do so responsibly).

Betting On Yourself

While at work today, I listened to George Acheampong’s, founder of Makes Cents 2 Me, podcast and I picked up so many jewels. One major takeaway was that, if your job is paying you $5,000 or $50,000 or $5,000,0000, how much more do you think they’re making off of you? That resonated in me because I know that, while I’m grateful for my income, I could be bringing in so much more and I can do that while keeping my current job and gaining this valuable experience.

His most recent episode on “The Legacy & Lifestyle Show” focused on the fiscal responsibility, financial mistakes, generational wealth, and black entrepreneurship that rapper JAY Z touches heavily on throughout his month-old album “4:44.”

Check out this and other episodes of “The Legacy & Lifestyle Show” by clicking here.

 

Make generational wealth a priority.

#TrendingThursday 2.0 – Num. 4

Is Coffee Good for You? New Study Shows the Drink May Help People Live Longer—Even if It's Decaf
If you know me, I'm a coffee drinker. I've cut back this year but I still do at least a cup per work day. But, there's always some study coming out saying "Decrease your coffee intake." Well, this one supports my habit so I decided I'd share it. It's probably the only one I'll see of its kind for a year.

As Paperwork Goes Missing, Private Student Loan Debts May Be Wiped Away
I'm really praying that they lost my paperwork. I'm sure many of you are as well.

Having Your Smartphone Constantly Within Reach Is a Mistake
I'm on my phone too much. Way too much. Most of us are. But it's a part of our lives now. The question is, "Should it be?" This article gives some pretty good reasons for us to start putting our phones down and making an intentional effort to connect to others in-person.

 

Make professional development a priority.